Examiner-ready, by default
The three most common enforcement triggers — missed disclosures, inconsistent payment application, and incomplete audit trails — are the three things Lendicity handles for you automatically.
A defensible record of everything
Every status change, document approval, and rate lock — attributed, time-stamped, and one export away when an examiner or a borrower dispute arrives.
- Old → new values on every change, with IP
- CSV export for examiners
- CA DRE-aligned 3-year retention
- Rate-lock expiration monitoring
The three enforcement triggers, handled
Missed disclosures are a top enforcement trigger.
Disclosure tracking with deadlines and one-click bulk send.
Inconsistent payment application invites disputes.
Every payment recorded and applied the same way, every time.
Incomplete audit trails sink examinations.
An immutable, time-stamped log of every action in the system.
Immutable audit trail
Every action logged old → new, with the user and IP behind it.
Disclosure deadlines
Track and bulk-send required disclosures before they go overdue.
Retention & rate locks
Retention schedules with purge controls and rate-lock expiry monitoring.
One platform, not nine tools
Loan servicing
Everything after funding — payments, collections, payoffs, distributions, and maturities — in one system, so a current loan stays current and a late one never slips through.
ExploreUnderwriting & closing
Capture LTV, ARV, and terms, approve or decline with a clean record, then drive the close through an 8-step milestone checklist — title, escrow, deed, investor wires, and funding.
ExploreReports & analytics
Volume, funding velocity, capital utilization, delinquency, revenue, and loan-officer commissions — every report one click away, with CSV export, instead of a month-end spreadsheet marathon.
ExploreRun your whole lending operation in one place
Start setup, choose a plan during onboarding, and be live on your own pipeline this afternoon.