Run every loan from one command center
From the first lead to the final wire — and every payment after — your whole team works one source of truth instead of spreadsheets, inboxes, and sticky notes.
A pipeline built for lending, not generic sales
Every deal moves through stages designed for private money — with stage gates that won't let a loan advance until its conditions are met. Dedicated credit and appraisal queues, days-in-stage aging, and one-click accept that turns an application into a numbered loan.
Decisions and closings that move themselves forward
Capture LTV, ARV, and terms, approve or decline with a clean record, then drive the close through an 8-step milestone checklist — title, escrow, deed, investor wires, and funding.
- Approve / decline with an automatic audit trail
- E-signature envelope tracking per signer
- Investor wire reconciliation with mismatch alerts
- Everyone sees exactly what is blocking the close
Service the whole book without spreadsheets
Everything after funding — payments, collections, payoffs, distributions, and maturities — in one place.
Record every payment with days-late tracking and a live view of what’s due, paid, and overdue across your portfolio.
Collections
Work delinquencies with contact logging and escalation.
Payoffs
Generate per-diem payoff letters in a click.
Distributions
Batch principal & interest payouts to investors.
Maturity
Day-countdown alerts so nothing matures by surprise.
Examiner-ready, by default
The three most common enforcement triggers — missed disclosures, inconsistent payment application, and incomplete audit trails — are the three things Lendicity handles for you automatically.
- Immutable audit trail of every action (old → new, with IP)
- Disclosure tracking with deadlines & bulk send
- Rate-lock expiration monitoring
- Document-retention schedules with purge controls
Publish any loan as a deal your investors can fund
Lendicity isn't just where you originate — it's where you raise the capital to fund. Turn a loan into an offering, set the terms, and it lands in your branded investor marketplace where investors commit, e-sign, and wire. You track every commitment against the raise and distribute returns from the same system.
- Publish offerings — target raise, min/max, return, term, grade & lien
- Investor directory with accreditation, KYC & available capital
- Review & approve KYC, accreditation & suitability in-app
- Track commitments vs. the raise, then batch distributions
Know your numbers — and where they came from
Answer any question on demand
Six built-in reports — volume, velocity, capital, delinquency, revenue, and LO commissions — each one click away with CSV export.
Marketing that ties to funded loans
One embeddable form drops leads into your pipeline already attributed — trace a funded deal back to the exact ad, not just the click.
The workflows around the loan, not just the loan file
Lendicity now carries the adjacent work that usually falls out of the CRM: borrower intelligence, marketing execution, LOS handoff, automations, and team communication.
Borrower intelligence
Rank funded borrowers by refinance readiness, market-rate spread, maturity, and next-best action.
Marketing OS
Build compliant campaigns, AI creative, and Meta/Google launch structures from lending context.
LOS integrations
Push files into ICE Encompass, export MISMO 3.4 / ULAD XML, and sync milestones back.
Automations & team comms
Route waits, emails, SMS, tasks, notes, channels, DMs, and threads around the deal record.
Built into the team workspaceOne CRM, every workflow in the loan
Origination, servicing, compliance, analytics, marketing, integrations, borrower intelligence, and team workflows live in the same system.
Lead pipeline
Drag-and-drop board with stage gates
Credit & appraisal queues
Order, track & approve in one place
Underwriting decisions
LTV/ARV, approve or decline
Closing & wires
8-step milestones, e-sign, escrow
Servicing & payments
Record payments, days-late tracking
Collections
Contact logging + escalation
Payoffs
Per-diem payoff letters
Investor distributions
Batch payouts to investors
Maturity tracker
Day-countdown alerts
Audit trail
Immutable, IP-stamped log
Disclosures
Deadlines + bulk send
Rate locks
Expiration monitoring
Document retention
Schedules + purge controls
Reports & analytics
Six reports, CSV export
Lead capture & attribution
Embed form + UTM / click IDs
Borrower intelligence
Propensity scoring + rate alerts
Marketing suite
AI creative + compliant campaigns
Ad operations
Preflight, approval, audit trail
LOS integrations
Encompass + MISMO 3.4 export
Automations
Email, SMS, waits, and tasks
Team & roles
Six roles, RBAC, seat limits
Team communication
Channels, DMs, threads
Fees & programs
Configure rates & fee schedule
Performing loans cost roughly 9× less to service than non-performing ones (MBA, 2024) — so our servicing + reminders keep loans current.
CA DRE document-retention minimum. The audit trail + retention scheduler keep you examiner-ready by default.
Industry mortgage-servicer satisfaction hit an all-time low (J.D. Power, 2025). A clean operation is a real edge.
Figures are published industry benchmarks, cited to their sources — not Lendicity measurements.
See your whole book in one place
Start setup and import your pipeline today — white-glove migration on Growth and Scale.